Even the most well-run businesses face the risk of employee-related claims. Allegations of wrongful termination, harassment, discrimination, or retaliation can lead to costly lawsuits, settlements, and reputational damage. Employment Practices Liability Insurance (EPLI) is a key part of any company’s risk management strategy—it can protect your business from the financial impact of these types of claims.
What Is EPLI?
EPLI provides coverage for claims made by employees, former employees, or even job applicants involving:
- Wrongful termination
- Discrimination (based on age, race, gender, religion, etc.)
- Sexual harassment
- Retaliation
- Failure to promote
- Breach of employment contract
- Negligent evaluation
- Wrongful discipline
- Mismanagement of employee benefits
This coverage can protect your company by helping pay for legal defense costs, settlements, and judgments—whether or not the business is found liable.
Why EPLI Matters
1. Employee Lawsuits Are on the Rise
Claims related to workplace behavior and decisions are becoming more common—and more expensive. Even one lawsuit can be financially devastating.
2. Legal Action Doesn’t Require Fault
A misunderstanding or poorly documented incident can still result in a lawsuit. EPLI can protect your business by covering legal fees, even if you’ve done nothing wrong.
3. Standard Policies May Not Be Enough
General liability and business owner’s policies typically exclude employment-related claims. EPLI fills this coverage gap.
4. Leadership and Culture Are at Stake
Claims often involve executives or managers. EPLI can protect individuals and the business, helping you maintain a healthy work environment.
5. Scales with Your Business
As your workforce grows, so does your exposure. EPLI can protect your company at every stage of growth.
Get a Quote Today
EPLI is a smart investment in your business’s future. Don’t wait until a claim catches you off guard—get the coverage that can protect you now and as your company evolves.
📩 Ready for a quote?
- Call:858-525-1865
- Email: info@bozzuto-group.local
