Industries We Serve

Commercial Real Estate Insurance

Managing commercial real estate comes with its fair share of risks, including structural damage, liability claims, and tenant disputes. At Bozzuto Group, we specialize in providing comprehensive insurance solutions for property owners, developers, and investors. Whether you're dealing with office buildings, retail centers, or large industrial properties, our customized coverage ensures that your investments are protected from unpredictable risks.

Tailored Coverage for Real Estate Professionals:

• Property & Casualty Coverage: Protects against damage to the physical structure and assets.
• General Liability Insurance: Covers injuries and damage caused by accidents on your property.
• Environmental Liability: Addresses risks associated with environmental damage or contamination.
• Tenant Risk Management: Covers risks related to tenant activities, including property damage and legal disputes.
• Business Interruption Insurance: Protects against financial losses due to unplanned closures or disruptions.

At Bozzuto Group, we understand the unique challenges of the commercial real estate industry and provide solutions to help you navigate these risks with confidence. Our expert team will help you tailor a policy that protects both your property and your business interests.

Let’s protect your real estate investments for the long term. Contact Us Today

Construction & Contracting Insurance

The construction and contracting industry involves high-value projects and complex operations, which means that the risks are equally significant. Bozzuto Group specializes in offering construction insurance that addresses the specific needs of contractors, subcontractors, and developers. Our comprehensive coverage options help protect your projects, equipment, and workforce from unexpected setbacks, ensuring your projects are completed on time and within budget.

Coverage Options for Construction & Contracting:

• General Liability Insurance: Covers third-party bodily injury and property damage.
• Builder’s Risk Insurance: Protects against property damage during construction projects.
• Contractor’s Equipment Insurance: Covers damage to or theft of construction equipment.
• Professional Liability (Errors & Omissions): Protects against mistakes or omissions that affect the project's outcome.
• Workers' Compensation: Provides coverage for employees injured on the job.
• Surety Bonds: Guarantees the completion of the project and ensures compliance with contracts.

With a keen understanding of the risks involved in the construction industry, Bozzuto Group ensures that contractors and project managers have the coverage they need to mitigate unforeseen circumstances and keep their business operations on track.

Protect your construction projects and workforce today.

Agriculture & Cultivation Insurance

Agriculture, cultivation, and farming industries face an ever-evolving set of challenges, from natural disasters to regulatory changes. Bozzuto Group offers tailored insurance solutions for farms, growers, and cultivation facilities in all sectors, including cannabis, hemp, CBD, and nootropics. Our policies are designed to provide the flexibility and protection you need to sustain and grow your business.

Coverage Options for Agriculture & Cultivation:

• Crop Insurance: Protects against damage to or loss of crops due to weather, pests, or disease.
• Farm Property Insurance: Covers damage to farming equipment, buildings, and other physical assets.
• Liability Coverage for Cannabis, Hemp, & CBD: Addresses unique risks in the cannabis and hemp industries.
• Product Liability & Recall Insurance: Protects against product defects, recalls, or safety-related issues.
• Workers' Compensation: Covers medical expenses for employees injured on the farm.
• Pollution Liability: Protects against pollution incidents during the cultivation process.

We understand the intricacies of the agricultural and cultivation industries, particularly in the cannabis, hemp, and nutraceutical sectors. Our team provides specialized coverage that meets regulatory standards while addressing the specific risks involved in running a cultivation operation.

Protect your farm or cultivation business from crop loss and liability.

Life Sciences & Nutraceuticals Insurance

The life sciences and nutraceutical industries are growing rapidly, but with innovation comes a range of new risks. Bozzuto Group provides comprehensive insurance coverage for supplement manufacturers, biotech companies, and pharmaceutical firms. From research and development to product distribution, we help you navigate the risks unique to these emerging industries.

Key Coverage for Life Sciences & Nutraceuticals:

• Product Liability Insurance: Protects against claims arising from unsafe or defective products.
• Clinical Trials Insurance: Covers the costs of research trials, including patient claims and adverse events.
• Errors & Omissions (E&O): Protects against lawsuits arising from mistakes in professional services or advice.
• Workers' Compensation: Covers injuries sustained by employees in research labs or manufacturing facilities.
• Cyber Liability: Protects against data breaches or cyberattacks that may compromise sensitive medical data.
• General Liability Insurance: Covers risks related to manufacturing, distribution, and product delivery.

We help life sciences and nutraceutical companies protect their intellectual property, products, and teams from potential liabilities. Our team understands the regulatory environment and the complex risks involved in biotechnology and nutraceutical manufacturing.

Ensure your life sciences company has the right protection.

Logistics & Distribution Insurance

Logistics and distribution companies deal with the challenges of inventory management, supply chain efficiency, and transportation risks. Bozzuto Group provides insurance that covers warehouses, distribution centers, and everything in between. Whether you're moving goods across town or managing a global supply chain, we have the solutions to mitigate risks and ensure smooth operations.

Key Coverage for Logistics & Distribution:

• Warehouse & Property Insurance: Protects against property damage and theft.
• Cargo Insurance: Covers damage or loss of goods in transit.
• Fleet & Commercial Auto Insurance: Ensures your vehicles and drivers are covered.
• Business Interruption Insurance: Protects against lost income due to a disruption in operations.
• Workers' Compensation: Covers injuries sustained by employees while on the job.
• Liability Insurance: Covers third-party bodily injury or property damage.

We specialize in helping logistics and distribution companies streamline their insurance coverage, reduce exposure, and protect the critical elements of their supply chain.

Protect your logistics and distribution operations today.

Manufacturing & Production Insurance

Manufacturing and production operations are vital to the economy, but they come with inherent risks like equipment failure, product defects, and accidents. Bozzuto Group offers specialized insurance solutions for manufacturing facilities, ensuring that your operations run smoothly and your business is protected from costly disruptions.

Insurance Solutions for Manufacturing & Production:

• Product Liability Insurance: Covers claims related to product defects or harm caused by your products.
• Equipment Breakdown Insurance: Protects against costly repairs or replacements of manufacturing equipment.
• Pollution Liability: Covers environmental damages due to manufacturing activities.
• Business Interruption Insurance: Protects against loss of income from unforeseen shutdowns or delays.
• Workers' Compensation: Covers medical expenses and lost wages for injured employees.
• Product Recall Insurance: Helps with the costs and legal fees associated with product recalls.

Bozzuto Group offers customized insurance that addresses the risks specific to your manufacturing and production operations. Let us help safeguard your facilities, equipment, and workers.

Protect your manufacturing operations with the right insurance.

Retail & E-Commerce Insurance

Whether you operate a traditional retail store or run an e-commerce platform, Bozzuto Group offers insurance tailored to meet the specific needs of the retail industry. With the ever-growing risks of cyber threats, product liability, and property damage, our coverage provides peace of mind so you can focus on growing your business.

Key Coverage for Retail & E-Commerce:

• General Liability & Product Liability Insurance: Protects your business from third-party claims.
• Cyber Liability Insurance: Covers data breaches and cyberattacks on your digital infrastructure.
• Commercial Property Insurance: Protects your physical assets, including inventory and equipment.
• Business Interruption Insurance: Covers lost income during a period of disruption.
• Workers' Compensation: Provides coverage for employees injured while working.

Whether you’re protecting a storefront, inventory, or online platform, Bozzuto Group offers comprehensive insurance that ensures your business is protected from all angles.

Protect your retail or e-commerce business today.

Transportation & Fleet Services Insurance

Trucking companies, fleet owners, and delivery services face many risks on the road, including vehicle accidents, cargo theft, and operational delays. Bozzuto Group offers customized insurance solutions to cover the unique needs of transportation businesses, whether you're managing a local delivery service or a nationwide fleet.

Coverage for Transportation & Fleet Services:

• Commercial Auto Insurance: Covers vehicles and drivers against accidents and damage.
• Fleet Liability Insurance: Provides liability coverage for your entire fleet of vehicles.
• Cargo Insurance: Protects goods in transit against damage or theft.
• Business Interruption Insurance: Covers lost income due to operational disruptions.
• Workers' Compensation: Covers employees who suffer injuries while driving or working.

Our team understands the complexities of the transportation industry and works to provide specialized coverage that ensures smooth operations and protects your drivers and cargo.

Keep your fleet and business covered on the road.

Cannabis Insurance Built by Industry Experts 

Protecting Your Business from Seed to Sale

Whether you’re cultivating, manufacturing, distributing, delivering, or running a retail dispensary — your cannabis business faces unique risks that require specialized protection. That’s where we come in.

At Bozzuto Group, we’ve been on the front lines of the cannabis industry for years. Our team understands the ever-changing regulatory landscape, the intricacies of licensing, and the complex coverage gaps that traditional insurers often overlook. We don’t just insure cannabis — we live and breathe it.

Why Work With Us

We bring deep industry knowledge from working with hundreds of operators across the supply chain and know how to structure policies that truly protect your business. With a national footprint across 36+ states, we meet you where you are — with tailored coverage that fits your specific needs. From property and general liability to product recall and D&O, we design custom solutions that scale with your operation.

We’ve earned the trust of industry leaders, having served as former Chair of the NCIA Insurance Committee and advisors to top cannabis trade associations.

Our Cannabis Insurance Solutions Include:

• General Liability – Protects against third-party claims of bodily injury or property damage.
• Product Liability – Covers claims arising from adverse reactions or defects in your cannabis products.
• Property Insurance – Insures buildings, equipment, inventory, and improvements.
• Crop Coverage – Protects your living plants from fire, theft, and other covered perils.
• Workers’ Compensation – Required coverage that protects your employees and your business.
• Commercial Auto – Covers company-owned vehicles and cannabis delivery exposures.
• Directors & Officers (D&O) – Shields your leadership team from management-related lawsuits.
• Errors & Omissions (E&O) – Protects against professional service mistakes, often required for labs and consultants.
• Cyber Liability – Defends against data breaches, cyberattacks, and ransomware threats.
• Equipment Breakdown – Covers failure of extraction equipment, HVAC, and other critical systems.
• Product Recall – Helps you manage and pay for the costs of recalling defective or contaminated products.
• Employment Practices Liability (EPLI) – Covers claims of wrongful termination, discrimination, and harassment.