Cannabis

Cannabis Insurance Built by Industry Experts 

Protecting Your Business from Seed to Sale

Whether you’re cultivating, manufacturing, distributing, delivering, or running a retail dispensary — your cannabis business faces unique risks that require specialized protection. That’s where we come in.

At Bozzuto Group, we’ve been on the front lines of the cannabis industry for years. Our team understands the ever-changing regulatory landscape, the intricacies of licensing, and the complex coverage gaps that traditional insurers often overlook. We don’t just insure cannabis — we live and breathe it.

Why Work With Us

We bring deep industry knowledge from working with hundreds of operators across the supply chain and know how to structure policies that truly protect your business. With a national footprint across 36+ states, we meet you where you are — with tailored coverage that fits your specific needs. From property and general liability to product recall and D&O, we design custom solutions that scale with your operation.

We’ve earned the trust of industry leaders, having served as former Chair of the NCIA Insurance Committee and advisors to top cannabis trade associations.

Our Cannabis Insurance Solutions Include:

• General Liability – Protects against third-party claims of bodily injury or property damage.
• Product Liability – Covers claims arising from adverse reactions or defects in your cannabis products.
• Property Insurance – Insures buildings, equipment, inventory, and improvements.
• Crop Coverage – Protects your living plants from fire, theft, and other covered perils.
• Workers’ Compensation – Required coverage that protects your employees and your business.
• Commercial Auto – Covers company-owned vehicles and cannabis delivery exposures.
• Directors & Officers (D&O) – Shields your leadership team from management-related lawsuits.
• Errors & Omissions (E&O) – Protects against professional service mistakes, often required for labs and consultants.
• Cyber Liability – Defends against data breaches, cyberattacks, and ransomware threats.
• Equipment Breakdown – Covers failure of extraction equipment, HVAC, and other critical systems.
• Product Recall – Helps you manage and pay for the costs of recalling defective or contaminated products.
• Employment Practices Liability (EPLI) – Covers claims of wrongful termination, discrimination, and harassment.